Bank In a Box

A complete suite of financial services within Super App

MufinPay's "Bank-in-a-Box" a complete suite of financial services

MufinPay’s “Bank-in-a-Box” offers a complete suite of financial services within its Super App, including Prepaid CardsUPI/QR, Value Added Services, NCMC
Pay-in/Pay-out, API’s & SDKs, Seamless Digital Onboarding and Video KYC. MufinPay ensures secure, efficient transactions for businesses and users.

Target Audience (1)

Prepaid cards

  • RBI-licensed PPI (Prepaid Payment Instrument) cards.
  • Reloadable GPR (General Purpose Reloadable) cards for everyday use.
  • Corporate gifting and employee expense management.
  • Secure, personalized card issuance with real-time tracking.

UPI & QR Payments

  • QR Payments: Scan & pay—no bank details needed.
  • Mufin Handle: Use your @mufin UPI ID for brand visibility.
  • No Bank Needed: Create UPI ID without linking a bank account.
  • Acceptance: Receive payments from any UPI app.
  • Secure PIN: Every transaction is PIN-protected

Multi Pay In/Pay out

  • Automated Collections – Accept payments via UPI, QR, or dynamic VPA for EMIs & invoices.
  • Dynamic VPA Mapping – Unique VPA per transaction for easy reconciliation.
  • Bulk Payouts – Manage or schedule thousands of payouts with ease.
  • Smart Dashboard – Monitor, manage & analyze transactions seamlessly.

Digital onboarding & Video KYC​

  • Real-time identity verification via live video.
  • Compliant with RBI and regulatory norms.
  • AI-powered document matching and facial recognition.
  • Multi Language Support.
  • Account activation within minutes.

NCMC Services

  • NCMC Top-Up Recharge: Supports metro, bus, and public transport across India.
  • Unified Transit Payments: One card for multi-city, multi-mode travel.
  • Real-Time Confirmation: Instant updates after successful recharge.
  • Multi-Modal Integration: Perfect for metro, bus, and rail commuters.
  • Secure & Compliant: UPI-based transactions aligned with NPCI standards.

Bill Payment Solution

  • Mobile, DTH, electricity, gas, water, and broadband recharges.
  • Instant processing with wide service provider coverage.
  • Simplified UI for recurring payments and reminders.
  • Enhances user engagement and retention.

Connected Banking Solutions

  • Neo-banking experience with real-time transaction access.
  • Integration with banking services for fund. transfers and account management.
  • Streamlined business transactions and working capital movement.
  • Designed for both personal and business finance management.

API's & SDKs

  • Fully customizable payment infrastructure under your brand
  • Seamless integration with existing apps and platforms
  • Scalable APIs for prepaid cards, wallets, and payment modules
  • Ideal for NBFCs, fintechs, and service aggregators
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